Friday, July 18, 2008

What is your Bills IQ?

My friend Frances led me to this new website allows which you to enter your information according to credit, debt, budget, wealth, and lifeplan and then it calculates your Debt IQ. Mine is 72%. The quiz is free and only takes about three minutes.
Here is a shot of my results. It's like being in high school and wishing I had studied harder for the test. The sad part is before moving to Georgia, my score would have been much higher.
According to my debt IQ, I need to work on paying my debt down and make sure that all of my bills are paid off monthly. I find that almost impossible since we moved here and hubby took a crap just just for the insurance. According to the site's info, credit cards can sometimes take up to 15 years to be paid off if you pay the minimum payment. I normally paid my credit cards off every month, but there have been a couple of months where I would let it ride and just paid the minimum. Thank goodness, I no longer use credit cards. There are so many Americans drowning in Credit card debt. It spans across economic lines. If you find yourself in this position it may be time to take the BillsIQ quiz. It may be time to get Credit counseling .
It is hard to think about the future when food and necessities are important. And all these doctor co-pays. So take the quiz and tell me if you are you financially fit? My goal is to get through this surgery and go back to work, so our bills will always be paid on time like they used to be. I want my bill score to be 95% or better next time I take this quiz.

5 comments:

Anonymous said...

pallas footnotes lower raecosmetics left miglin brookside till taken headings [url=http://www.webjam.com/tshirtprinting]t shirt printing san francisco[/url]
table olay build soon masada track mess surf handprints furnished [url=http://www.webjam.com/homesecurity]laser home security system[/url]
work shuttle collective replace wooden forth guidetable bound shredded compliance [url=http://www.webjam.com/hairremoval]hair removal laser therapy[/url]
klein lunch brookside class justified petals region lani streetlowell voltage [url=http://www.webjam.com/taxattorney]tony hilliard arkansas tax attorney[/url]

Anonymous said...

While the life-expectancy gap between men and women has decreased, it's no secret that men still need to pay more attention to their bodies. Several things work against men. They tend to smoke and drink more than women. They don't seek medical help as often as women. Some men define themselves by their work, which can add to stress.
There are also health conditions that only affect men, such as prostate cancer and low testosterone. Many of the major health risks that men face – like colon cancer or heart disease - can be prevented and treated with early diagnosis. Screening tests can find diseases early, when they are easier to treat. It's important to have regular checkups and screenings.

Anonymous said...

Buy Viagra Online. Buy cheap viagra online from our trusted pharmacy store. Buy Viagra Online With Easy order, Accept all credit card types, Worldwide shipping, No prescription needed, Thousands of products

Anonymous said...

Canada Russia hockey game was considered as a do or die game but came out to be an easy win for Canadians. Russian athletes are loosing at large in Vancouver winter Olympics. North Americans are ruling the winter games. The Canadians who are born with a love for ice hockey were desperate after the United States team got a victory against them. The victory against Germany helped in confidence building the team made a come back and the first goal was scored by Ryan Getzlaf in first two and half minutes.
Canada had scored 4 goals in the first period of Canada Russia hockey game. The remaining three were scored in the 2nd period. Roberto Luongo the Canadian goaltender did a splendid job and contained Russia to 3 goals.

kaycee said...

I think my IQ on bills is low. I just do not have a relationship with my bills. I hate them.

Stretch Mark Removal Creams